:root{
  --navy:#1A2A40; --emerald:#2E7D32; --sky:#4FC3F7; --bg:#F4F6F8; --amber:#FFC107; --text:#1A1A1A; --white:#FFFFFF;
}
*{box-sizing:border-box} html,body{margin:0;padding:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg)}
.container{max-width:1120px;margin:0 auto;padding:0 24px}
.header{display:flex;align-items:center;justify-content:space-between;padding:18px 0}
.brand{display:flex;gap:12px;align-items:center}
.brand h1{margin:0;font-size:24px;color:var(--navy);font-weight:800}
.brand small{color:var(--emerald)}
.nav a{margin-left:18px;color:var(--text);text-decoration:none;opacity:.85}
.nav a:hover{opacity:1}
.hero{background:var(--navy);color:white;padding:64px 0}
.hero h2{font-size:40px;line-height:1.15;margin:0 0 12px}
.hero p{opacity:.9}
.badges{display:flex;gap:12px;margin-top:18px;flex-wrap:wrap}
.badge{padding:10px 14px;border-radius:12px;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.08);font-weight:700}
.badge.dark{background:#000;color:#fff;border-color:rgba(255,255,255,.1)}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);border-radius:24px;padding:18px;margin-top:24px}
.grid{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(1, minmax(0,1fr))}
@media(min-width:900px){.grid-3{grid-template-columns:repeat(3, minmax(0,1fr))}}
.card{background:white;border:1px solid rgba(0,0,0,.06);border-radius:16px;padding:16px;box-shadow:0 1px 3px rgba(0,0,0,.04)}
.card h4{margin:8px 0 6px;color:var(--navy)}
.step{background:var(--bg);border:1px solid rgba(0,0,0,.06);border-radius:16px;padding:16px}
.step .n{width:36px;height:36px;border-radius:9999px;display:grid;place-items:center;background:var(--sky);color:var(--navy);font-weight:800}
.cta{background:var(--emerald);color:white;border-radius:24px;padding:24px;margin:48px 0}
.cta h4{margin:0 0 6px}
.btn{display:inline-block;padding:12px 16px;border-radius:10px;text-decoration:none;font-weight:700}
.btn.primary{background:var(--emerald);color:white}
.btn.secondary{background:var(--sky);color:white}
.btn.light{background:white;color:var(--navy);border:1px solid rgba(0,0,0,.06)}
.footer{border-top:1px solid rgba(0,0,0,.06);padding:24px 0;margin-top:24px}
.link{color:var(--sky);text-decoration:underline}
.small{font-size:12px;opacity:.7}
.hero .small{opacity:.7}
.section{padding:56px 0}
.logo-box{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--navy)}
.flex{display:flex;gap:12px;align-items:center}
.right{margin-left:auto}